<p>It sounds like you are planning to attend an instate public college and live off campus. </p>
<p>Here is my opinion…you will not likely get $21,000 in financial aid. If you will be completing your first year of college…you will be eligible for a $5500 Direct Loan. If second year, $6500.</p>
<p>You will be applying as a transfer student because you tortuously attended college. Most colleges don’t give particularly good institutional aid to transfer students.</p>
<p>It is quite possible that your Direct Loan will cover most, if not all, of your tuition costs. Why wouldn’t you be able to get a part time job to cover the living expenses.</p>
<p>How old are you? </p>