<p>Wow. My S goes to a small LAC and the school offers insurance for kids without any, but they don’t make anyone take it. When S has used the health clinic, the visit was free. Another time he got a flu shot, but they gave him paperwork to submit to our insurance company and we were billed the $20. Some services have fees, but most do not.</p>
<p>Chedva, our DD’s health center is CLOSED on weekends…and evenings.</p>
<p>We had enough coverage with our insurance so I save 555.00 a semester. You have to fill out a form and give your insurance number, etc. on their web site. They made it easy to drop/add insurance and it is credited quickly.
We did keep tuition insurance for 90 a semester, just in case he had to leave unexpectedly.</p>
<p>Medical practitioners are scratching their heads these days as more and more insurance plans are going to super-high deductible of $2,000 to $5,000. They don’t know if the patient is paying or the insurance company, because they have no visibility to what other practiconers are billing to the same account.</p>
<p>Similarly colleges may be increasingly requiring either a health center fee or that families carry the colleges’ own supplement; figuring out comparable coverage, or if the plan disappeared three days after enrollment is just too hard.</p>
<p>
So is my d’s. Still have to pay for it.</p>
<p>GREAT NEWS!!!</p>
<p>I submitted the waiver and they accepted it and waived the fee!!!</p>
<p>I guess they are not one of those schools who follow the policy to a T.</p>
<p>I am so happy as we are desperate for money right now.</p>
<p>^^ Good news for you. Make sure you understand the term of the waiver and when you might have to submit it again or else one will often find themselves automatically signed up for their health plan again. These are often yearly but could be by the semester or quarter.</p>
<p>I’m so happy for you. As uscd<em>ucla</em>dad mentioned above. Make sure you’re aware of the charge on future bills and make sure you submit the waiver before the required date.</p>
<p>I have the same problem. I just transferred over to a four year college from a 2 year community college. I already have health insurance which covers everything that I need adequately. I also have a pre-existing condition which I recently discovered back in September. I filled out a form to deny the school’s insurance however the only requirement my health insurance doesn’t cover is non serious mental health benefits AKA therapy, or consoling. If I want to be a full time student I am forced to pay an additional 665$ per semester for secondary health insurance that has no benefit for me, the only difference is the deductible is significantly less. Other than that I would have to pay extra for my diabetic medication, and even co-pay would cost higher through the insurance the school is pushing. </p>
<p>I am through wits end talking with these jerks trying NOT to add an extra 665$ per semester. What makes me really disappointed was this was not included in the tuition cost. </p>
<p>The worse of it all is after browsing through the school insurance policy it seems convenient that the school’s clinic and medical facilities is the cheapest option out of approved PPO’s and non network facilities. Coincidence right (haha).</p>
<p>op, you might still want to look into the low cost prescription insurance for your family. If you have never had to buy prescription drugs you would be in sticker shock at how much they can cost. DS is using a prescription topical acne treatment that costs over $200 for a 60 day supply. His skin is lucky H has prescription insurance :). </p>
<p>I am currently in the process of having a shoulder problem diagnosed (probably a rotator cuff tear) and the pain pills the Dr. prescribed were $70 /100.</p>
<p>Also, I don’t know what birth control pills are going for these days, but you would want those to be covered if your D decides to go on them.</p>
<p>^^ The OP might not be struggling with this issue anymore. Someone seemed to pull up an old thread to reply to.</p>
<p>^thus reminding me once again to check the original thread dates before responding ;)</p>
<p>We decided to take the university plan even though it cost a bit more(less than $250) because almost any medical charges would have been out of network at his college. It also included coverage for oos/international internships which ours did not.</p>
<p>In Illinois, state law requires college students to have health insurance.</p>
<p>Your standard generic birth control pills will go for about $30/month. The program which allowed college students to get cheap bcps lapsed a few years ago.</p>