<p>hmom05, err, no I haven’t yet, but I do think we will qualify. My parents combined make 70,000-90,000 a year, but I think it’s more in the spectrum of 70-80K. We own no unusual assets to speak of, our home, my mom’s car, my dad’s car, and mine, none of which (especially mine :p) are nice by any means. And then I have a sister in college, with no financial aid/scholarships, at a state-school. We have no major medical bills, and don’t think we have any other major bills. And finally, if this matters, we haven’t bought anything extravagent within the last few years, no expensive vacations, etc.</p>