My undergrad loan is composed of both subsidized and unsubsidzed. I’m in grad school now and I think I can get my payments deferred. Just want to make sure.
I think the subsidized loan will not accrue interest while I’m in grad school, but the unsubsidized will. I got a little extra cash so can I pay only toward the unsubsidized portion for now?
thanks
anyone? don’t tell me it’s all international students here so no one knows what I’m talking about.
https://studentaid.ed.gov/sa/repay-loans/deferment-forbearance
You need to find out who your loan servicer is and I think you have to let them know you are in grad school and request a deferment.
When did you graduate from undergrad? Have you gotten any mail about repayment of loans?
https://studentaid.ed.gov/sa/repay-loans
some info, like finding out who your loan servicer is.
First of all, in the graduate forum you have to be a little patient - there are fewer posters here and I get the sense that we are online less often than in some of the other forums.
Secondly - yes, you can defer your federal loans while you are in graduate school. I don’t even think you need to find out who your servicer is; when you enroll, your university will submit your enrollment status to the National Student Loan Data Clearinghouse and your servicer should automatically update the information. (I never had to request a deferment when I was in school - it happened automatically.) However, it’s good to know who your servicer is just in case this doesn’t work out.
When I started graduate schools my private loans were deferred automatically through the National Student Loan Data Clearing House, however somehow my Fedloans didn’t get the memo and I had to deal with them directly.