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<p>Be careful that the definition of “meeting 100% of demonstrated need” varies by the definition of that. For example, two well known examples of generous financial aid schools, Harvard and Stanford, give non-zero and different minimum net prices for students getting maximum financial aid (EFC = $0) on their net price calculators, because each has a different ESC (expected student contribution of work and/or loans) ($4,600 at Harvard, $5,000 at Stanford).</p>
<p>Note also that EFC may be calculated by federal methodology (using FAFSA only) or by the school’s (institutional) methodology. This may result in different EFC, and hence different “demonstrated need”, at different schools.</p>
<p>Some state flagships are good with in-state financial aid (NC, FL, WA, VA, CA, MI), but some are poor even for in-state students (PA, IL).</p>