<p>I know they offer you credit cards when you get to college, but do they do the same with cellphone plans? I'm going to get rid of AT&T before college starts and need to know if I should sign up in my hometown (Manhattan) or rather just look for options up in my college town.</p>
<p>Handle the cellphone issue before you leave. My cellphone is from my home town, and I think it's smart to get it out of the way now. One less thing you need to deal with when you get up there.</p>
<p>Also, be very wary of credit card offers. Seriously, you can get in a LOT of trouble that way.</p>
<p>yeah get a cell phone in your home town (and with that area code) - it makes it a local call for family and friends at home, and most people at school will have cell phones with free long distance.<br>
On the credit card issue, yes you will get a lot of offers. My advice is not to accept any of those, as they will usually be low-quality cards (such as Capital One or Orchard, etc.). But you should definitely apply for and use a credit card in college. I have the Citi Platinum Select for students, as well as American Express Blue for students (I recommend getting the Citi card first since it is a Mastercard which is accepted in a lot more places than the AMEX)
Definitely good to get a card and pay in full each month to build credit history and a relationship with a major creditor (in my case, Citi and AMEX). College cards usually don't have yearly fees and if you pay in full each month, you won't have to pay any finance charges or interest.</p>
<p>i got a capital one card when i was 16, and i still have it. (i turn 22 in 2 weeks) i've renewed it twice. i haven't had any problems with it, and i pay it in full every month.</p>
<p>I haven't really seen any cell phone advertisements or mailings the way that credit card companies reach out to college kids.</p>