<p>Hello. I'm a high school senior from India and I've just begun sending in my applications.
A few of the universities require me to submit a certification of finances form. The thing is, my family's not in a very good place financially and we're going to be relying on bank loans, so what do I do?
I can't give a bank letter because we don't actually get the loan until we're accepted. Please help :[</p>
<p>Have you explained your situation to the colleges you are applying to?</p>