<p>There are a few issues. Number one is what others have pointed out-you not seem to have the scores for top school.</p>
<p>The other big issue is financial aid. Debt is not looked at. Income and assets are. You need to start your search with a full understanding of what your EFC is and what your family can afford. Most of your schools only offer need based aid, you might not be able to afford them.</p>