Yes, of course, NO ONE should count on regents at all. It’s a long shot for anyone, whether in state or out of state.
It is always hard to determine whom gets Regents based on CC postings other social media since the breakout of the numbers is not disclosed by the campuses. Good to know that OOS students are receiving the scholarship. How much of a honorarium they receive would be of interest since this is also not usually disclosed.
Middle class scholarship is also only for CA residents so yes any OOS student that is a Regents scholar should not expect the same amount of merit and need based aid as a CA resident.
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Yes, this I don’t know - not my place to ask my daughter’s friends about their financial aid packages 
But thinking a bit logically, my guess is that they wouldn’t receive very much because OOS students apply with the reasonable expectation of having to pay full cost. That means that most OOS applicants do not have much if any financial need straight out of the gate so even with regents, any need-based component would be minimial, because their families found that they could potentially afford $70K for Cal.
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Yes, I just meant that the middle class scholarship was IN ADDITION to the $30K of regents scholarship.
Thank you for the clarification.
I like your list and how you are thinking about right fit schools, besides Stanford - not a fit.
Lots of people here can discuss the $$.
Good luck with Stern! You are the right level for them, but that does not mean it happens… but it just might!
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Most the schools on the list are out of your price range. The OOS public schools aren’t going to give you financial aid, because it’s tailored toward state residents. That would leave you on the hook for 80-100k in co-signed loans. You don’t want that kind of debt unless the degree says M.D. next to it. I would scrap them off the list if I were you. The private schools depend on whether you can get a big enough financial aid package.
$20k parental contribution is enough to pay tuition, books, fees, and some of the boarding costs for you to graduate with around $27k in debt…for an in-state school like UGA or GA Tech. And you’d probably need to work part-time for your personal needs, gas(if you have a car), and misc.
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Here is the thread with the summary of Regents scholarship amounts at each UC campus:
Note that UCB, UCD, UCLA, UCM, and UCSD have an award amount that may be increased if the student has need beyond the honorarium amount. UCSD limits the increased award to California residents, and UCM limits the amount of the increased award to in-state cost, but the others do not state any such limits, although UCD is more vague than UCB or UCLA about the amount of increased award.
Getting a Regents scholarship is much less likely than getting admission to the campus.
And having a formal finance major at many UC schools - also not possible - if that’s the major of choice (unless willing to do bus econ, etc.)
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