Chance me for Stern please? I'm desperate

<p>Hi I'm an Asian Indian female living in Delaware that goes to a not really competitive public high school and NYU Stern is my #1 choice school.</p>

<p>Stats:
GPA unweighted: 3.4/3.5 (i fell into a rut of being lazy T__T and i have a slight downward trend; my school doesn't weight AP classes at all, and I'm a senior now so I can't improve my gpa much but I'm trying)
Rank: 25.5% out of about 400 students (rank is calculated according to unweighted GPA and many students who don't take AP courses have higher GPAs. Some students take like 4 music classes like marching band and chorus and automatically get 100s in those classes, which boosts their gpa)
SAT: 2210 (I hardly studied at all. I'm going to retake and actually study and I'm expecting 2300+)
M: 760
CR: 750
W: 700 (missed only one MC question, but essay brought overall score down)
Subject Tests: haven't taken yet but am expecting 700+ in math 2, world history, and biology</p>

<p>ECs:
- Technology Student Association (member since 7th grade and have held 3 chapter-level leadership positions and 1 state officer position; recieved 20+ top 3 awards at state level and two top 3 awards at nationals)
- Academic Bowl (not very good, but have been participating since freshman year)
- Math League (member since 7th grade, been to state invitationals every year and have won 1st, 2nd, and 3rd place at regionals in 3 different years)
- Science Olympiad (freshman, junior, and senior year)
- Tennis (freshman and sophomore year)
- IUSD Youth Committee (Indian US Society of Delaware; member since 8th grade, Secretary in junior year, President in senior year)
- Be Educated (raise money to help build libraries in poor areas of India, Pakistan, and Nepal; can get an excellent recommendation from member of board of directors; Home - Donate</a> now - <a href="http://www.beeducated.org/htm%5B/url%5D">http://www.beeducated.org/htm</a>)
- volunteered in finance department of local hospital this summer (74 hours)</p>

<p>Hobbies:
- very passionate about dance (bollywood and kpop; minimal formal training but i perform for cultural charity events and cultural shows) there aren't any places for learning indian and hip hop dance where i live, so i teach myself. was thinking about writing one of my essay on that</p>

<p>APs that I've already taken: US history (didn't take the test), psychology (3), english language (3), micro econ (2), us gov (2), calculus (1)</p>

<p>I've been spiraling since sophomore year into a rut in which I never study and barely remember to homework. I didn't do well on the AP tests, even though I usually got good grades in the classes because I didn't study for exams. However, my junior year I got a 70 in AP Calc and this really brought me down. I've gotten my act together over the summer and am currently taking an extremely difficult courseload and plan on getting straight As so that hopefully it will show on my RD applications.</p>

<p>I plan on working relentlessly at my essays to make them perfect and my recs should be good if not great.</p>

<p>Also, would it look bad/suspicious if I didn't sent in my AP test scores? Do colleges use AP scores as a factor for admissions or is it just to determine which classes you can get credit for?</p>

<p>I want to major on the business/international relations/finance side. I would like to go to a top law school after undergraduate and do corporate law, but since that's 4 years away I want to go plan to do ibanking as a back-up in case I don't want to go to law school.</p>

<p>Oh yeah and my senior schedule is:
AP Biology
Chinese 2
AP Spanish
AP Physics
AP Literature
AP Statistics</p>

<p>SAT scores are good. GPA is going to hurt you, a lot. Stern admits usually have 3.75+ UW GPA. NYU is test optional, so you are only required to send in those scores which, essentially, make you look best. I would advise getting all A’s first semester of senior year and applying ED II (as long as financial aid isn’t a problem. As when you apply ED you, at least in theory, would receive less FA as an ED applicant than you would as an RD applicant).</p>

<p>My dad said I can apply ED to Stern and he would pay for the cost no matter what, but I know it would be a burden on him so I don’t want to force him into a bind like that without being able to compare financial aid options. How much of a chance would I have if I apply RD with excellent first semester senior grades and 2300+ sat?</p>