Everyone needs true safeties, especially if there are budgetary restraints.
Your list is comprised of high reaches and reaches. 'Nova’s acceptance rate is under 28%. Northeastern is under 20%. Both are selective schools and reaches.
Have you run the NPC for the schools on your list? Are you eligible for need based aid? Do they come in at your budget?
U Chicago is notorious for bombarding juniors and seniors with marketing materials. It means NOTHING about your competitiveness as an applicant. NOTHING!
If you are serious about this level of school for a reach, spend the year working on improving your GPA and getting a test score of 1500+. In the meantime, start researching match and safety schools that are affordable and that you are happy to attend.