Once you have two affordable schools that youâd be excited to attend, then it doesnât matter where you apply.
For example, if you can be jazzed for URI or RIC (assuming both meet budget), then take your shots.
To answer your question, if you know you canât afford a school, it would be inefficient and wasting time to apply but as long as you have those safeties, it doesnât matter. In the end, if you get into 10 colleges, youâre going to tell nine of them no.
My family is full pay but I set a budget of $50K. So my kids had no reason to apply to Ivy (one wanted Cornell) or Georgetown. They could have if they paid the app, but they werenât going even if they got in so they chose different elite schools instead (one chose Rice which has merit and Washington & Lee which has the Johnson Scholarship (google that)
The net price calculators are there for you to understand how the finances will shake out. But again, you only can attend one school - but I say itâs good to have two financial and admission safeties. After that, itâs really up to you. But if, for example, Cornell says your family is full pay but theyâre only wanting to pay $30K, youâd be wasting time and effort in applying. But you can still apply if you choose to.
Iâm absolutely against your point #2. The reason is - each school has different transfer policies and some majors are either very difficult to transfer into or not available for transfer at all. You should apply for the major you are interested in. If a school says no to that major, then itâs not the right school for you. Some say - Iâll apply for an easier major. So you get inâŠthen what. The major is far more important than the school.
I can tell you are âprestigeâ heavy - so let me leave you with this and yes I noted before. My engineering kid chose to attend Alabama. He got into top level Purdue with merit. He chose Bama because he got his own dorm room and the campus is super nice. Heâs in the same role he would have been at Purdue - with Purdue kids in fact.
My daughter just finished her 2nd year at # 16 or 17 she got into. Sheâll be at a top think tank in DC this Fall. If you PM me, Iâll tell you the name - youâve likely heard of it.
Itâs not where you go. Itâs how much you hustle, etc. that matters. I truly believe itâs about you!!
btw - you mention MIS as a possible major. Not saying you can afford but youâd get into Arizona and itâs been a perennial top school in MIS for years. Same with Minnesota and even Georgia State. You know who isnât? Much or all of your list.
You also mention pharmacy. You
Some of the pharmacy colleges have highly paid grads. For example, hereâs Albany College of Pharmacy and Health Sciences focuses on pharmaceutical sciences and public health but also has respected [microbiology and clinical laboratory sciences]. Their grads make more (on average) than Cornell, Columbia, Bowdoin, Amherst, NYU, Tufts, Vanderbilt, BU, BC and Johns Hopkins grads. Pretty impressive for a school you probably never heard of.
Listen - if you want to put in the effort to apply to places - go ahead. You heard before - donât let anyone tell you that you canât do anything. I agree with that. Control what you can - which is you. You will make your success - not a school. But if you want to take your shot, go ahead.
The worst that you can do is waste time and energy - but if youâre willing to do so, then why not. And who knows, maybe my assessment is incorrect.
Best of luck.