I don’t know much about McGill unfortunately, but I would say that for NYU at least it depends on whether you want Stern Business school. I would say if you want Stern you are probably going to need at least a 32-34 on the ACT and some solid business-oriented and strong extracurriculars. For the regular College of Arts and Sciences, I would say that you are close to being a match. NYU (CAS) - Low Reach, Stern - Reach (possibly high reach if you have bad extracurriculars and test scores) Please chance me back! http://talk.collegeconfidential.com/what-my-chances/1796275-what-do-you-think-of-my-chances-are-at-these-universities.html#latest Good Luck!