I can’t PM you, and I don’t want to hijack the original poster’s thread especially since I suspect her finances are different than my daughters. However I will quickly say that I don’t own a home or real estate so the difference for our unusual NPC results can’t be based on home equity, but I don’t want to take us off topic. I just wanted to encourage the OP to run calculators at other schools as well just in case like us Brown came out considerably higher than similar schools.
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Thanks for the info, I wasn’t aware of the different home equity factors.
I went and ran the NPC for a few other schools to compare.
Brown: estimated net price $89k, calculated parent contribution $95k
Pomona: estimated net price $74k, calculated parent contribution $72k
Columbia: estimated net price $81k, calculated parent contribution $72k
Vanderbilt: estimated net cost $88k
I ran the Brown calculator again and cut the value of the real estate in half. The estimated net price decreased to $61k and the parent contribution turned into $52k.
Perhaps the online calculators aren’t updated, but it seems that real estate contributes more to the estimated cost at Brown than at other schools. I didn’t realize just how much it raises the costs, but I guess this is something to worry about only if I get in. 
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I did not end up applying to UCSC. I applied to all of the UCs except for Merced and Santa Cruz.
To clarify: that was for the value of the non-primary home real estate assets? And you entered figures for “current value” along with “debt owed”on this other real estate?
Interesting that the Brown calculations seem to take the other real estate assets into account to a higher degree than other schools.
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