Your GPA is honestly a major drawback, but you can try working on your SAT to make it higher than 1500 if you want to be a competitive applicant. IMO, it seems like a finance major is better for you than pharm based on your EC’s.
Based on your current stats, CalTech, USC, Cal Poly, and Northwestern are out or are extremely high reaches. Santa Clara and Occidental are reaches. UofSF, UNLV and UofIL are low reaches/targets. You have a good chance at UofIL since you have alumni connections.
I’d appreciate it if you can chance me back! http://talk.qa.collegeconfidential.com/what-my-chances/2000649-chance-me-low-rank-common-ecs-cornell-harvard-wharton-etc.html#latest