The PSAT is irrelevant when it comes to college admissions. The purpose is to practice for the SAT, and when you take it as a junior, it also serves as the National Merit Scholarship qualifying test. You can’t use your 10th grade score to qualify, you need to take it again next year. As @albert69 mentions, some colleges will give full scholarships to National Merit Scholarship finalists. Most top colleges give little or no merit-based aid, but offer need-based aid that may meet or exceed most merit-based awards.
The ACT has equal weight to the SAT when it comes to college admissions. Take both if you’re not sure which one suits you best - your current scores suggest you will do very well on both.
There are lot of great colleges out there- one thing you can do now is research options. Odds are you will change your perspective as time goes by. I know my daughter’s perspectives changed - her top college of interest went from MIT to Harvey Mudd to women’s colleges, and now she’s a freshman at a college she swore she would never apply to!