<p>But you cannot ‘just get loans.’ You are only eligible on your own for these amts over your 4 years: 5,500-6,500-7,500-7,500. No one will lend you more than that. It would have to be borrowed by your parents. Or cosigned. And then you are getting into too much debt. As soon as you have trouble making a payment and having to be able to make the payment on a fresh out of school salary, they are coming after your parents. Your parents would be fools. How much are they going to contribute per year?</p>
<p>How in any way is a CC transfer and graduate from UCSB a waste? When it saves you $80,000? Have you no sense of proportion?</p>
<p>Have you ever analyzed your practice tests to see what the problem is? Did you ever read the Xiggi test prep tips in the SAT-Prep forum? It is going to raise huge flags at many colleges, maybe just not the state ones. Is your HS known for grade inflation? What have you scored on AP’s or SAT II’s? </p>
<p>If you are more open minded you’ll have more options, even with scores as now. You do qualify for some automatic merit aid, but I suppose it won’t be good enough for you. Maybe if you posted a College Search & Selection and talked about your picky criteria some people can help.</p>