<p>Regardless of which parent is providing the more accurate forecast, student loans plus work study plus summer job should be enough to cover expenses at even the most expensive of the three.</p>
<p>But, until you get actual numbers, there’s no sense in trying to make a decision. Wait and see what you’re offered. Meanwhile, try to come up with some hard numbers: how much your parents can actually afford, how much student loan debt you’re willing to assume, and how much you can earn from summer employment.</p>