Cheaper school or better school that would be more fun?

Not quite sure how you and your family can qualify for both Pell grants and $100k in loans over the space of the next four years. That’s a recipe for wrecking your credit for years to come. Give yourself some breathing space and go to community college for a year. I had to actually look up MSOE just to make sure they were accredited. It seems that they are. But, it’s such a narrowly focused degree AND you’d be sacrificing the study of one of your favorite subjects. Math is a great subject.