<p>i chose the mtvu card. sister thinks cash back card is way better.</p>
<p>ahhhh</p>
<p>i want to switch... but ... i don't know...</p>
<p>I've got MTVU and I like it a lot. You do really rack up the points.</p>
<p>If you want to switch and you already have the card, just call Citi. I'm sure they'll do it for you. If you don't have the card yet, I'd wait.</p>
<p>I've applied for the mtvu, waiting for mail.
do you have the list of stores that the mtvu gives extra points? the thankyounetwork site doesn't show me unless i register, and i can't register until i get the card</p>
<p>when it says 5pts for bookstores, restaurants, record stores and theaters, do i need to buy from specific named locations?</p>
<p>the thing is, after college the card seems a bit weird.. and doesn't canceling a credit card hurt credit history a lot?</p>
<p>
[quote]
do you have the list of stores that the mtvu gives extra points?
[/quote]
I tried to get it, but their website's down for maintenance, etc, and won't let me in. If I get in later, I'll try to post a list.</p>
<p>
[quote]
when it says 5pts for bookstores, restaurants, record stores and theaters, do i need to buy from specific named locations?
[/quote]
No, any store works. I get 5 pts for my university bookstore purchases.</p>
<p>
[quote]
the thing is, after college the card seems a bit weird.. and doesn't canceling a credit card hurt credit history a lot?
[/quote]
I never heard of canceling a card as hurting your credit history...unless you have a balance that's never paid, perhaps? But again, you can just call Citi and upgrade to a new card at absolutely no penalty.</p>
<p>Unless you're paying an annual fee, you (generally) should never cancel a card. The number of accounts you have open does not hurt you (only the initial opening of a card, which usually involves the company doing a "hard pull" on your credit report, does). Your credit utilization (current balance divided by total credit) makes up a major part of your credit score. When you close the account, your available credit decreases, increasing your overall credit utilization. Additionally, the average age of your accounts is extremely important (its also the biggest thing that drags down a college student's credit score). Keeping old accounts open helps to increase the average of credit--closing the card will hurt it.</p>
<p>Can I change the mtvu card for another offered by citi without affecting my credit history/score after a few years?</p>
<p>redski59 still intending to post it?</p>
<p>Ok, sorry about this but they did upgrade and redesign their site lately, and I just found out that I have to re-register my card. I just tried, but the site doesn't recognize my SSN! Now I've got to wait until Monday to call them! :(</p>
<p>I have both.</p>
<p>Redski......</p>
<p>sorry for the delay, had a stupid project to finish. ok, here it is (all pts are per dollar spent): </p>
<p>1-800 Contacts 4 Pts </p>
<p>1-800-FLOWERS.COM 6 Pts </p>
<p>1-800-PetMeds 7 Pts
A</p>
<p>A1 Wireless 15 Pts </p>
<p>AceHardware.com 3 Pts </p>
<p>Activa Sports 5 Pts </p>
<p>Adidas 8 Pts </p>
<p>Aerosoles 3 Pts </p>
<p>American Blooms 10 Pts </p>
<p>American Eagle Outfitters 3 Pts </p>
<p>Apple Store 2 Pts </p>
<p>ARTinaClick.com 10 Pts </p>
<p>Ashford.com 5 Pts </p>
<p>Auntie's Beads 3 Pts </p>
<p>Avenue.com 4 Pts </p>
<p>Avon.com 9 Pts
B</p>
<p>BabyAge.com 3 Pts </p>
<p>BabyCenter Store® 5 Pts </p>
<p>babystyle.com 5 Pts </p>
<p>BabyUniverse.com 5 Pts </p>
<p>BananaRepublic.com 1 Pts </p>
<p>Bare Necessities 5 Pts </p>
<p>Barnes & Noble.com 6 Pts </p>
<p>Bass Pro Shops 4 Pts </p>
<p>Beauty.com 10 Pts </p>
<p>BestBuy.com 1 Pts </p>
<p>BIGDOGS.com 6 Pts </p>
<p>Blair 6 Pts </p>
<p>Blue Nile 4 Pts </p>
<p>Bluefly 5 Pts </p>
<p>Boden 5 Pts </p>
<p>Bombay 3 Pts </p>
<p>Bose 2 Pts </p>
<p>Brylane Home 3 Pts </p>
<p>Brylane Kitchen 3 Pts </p>
<p>Buckle 3 Pts </p>
<p>Business 2.0 Magazine 30 Pts </p>
<p>Buy.com 3 Pts
C</p>
<p>Chadwick's of Boston 3 Pts </p>
<p>Champion 5 Pts </p>
<p>CHEF'S 4 Pts </p>
<p>Cheryl & Co. 4 Pts </p>
<p>ChildCraft 4 Pts </p>
<p>CircuitCity.com 2 Pts </p>
<p>Coldwater Creek 5 Pts </p>
<p>Colorful Images 15 Pts </p>
<p>CompUSA 2 Pts </p>
<p>Consumer Reports Magazine 30 Pts </p>
<p>Cooking.com 4 Pts </p>
<p>Cosmopolitan Magazine 30 Pts </p>
<p>Country Inns & Suites 3 Pts </p>
<p>Crayola.com 4 Pts </p>
<p>Crutchfield Electronics 7 Pts
D</p>
<p>David's Cookies 4 Pts </p>
<p>Day-Timer 4 Pts </p>
<p>dELIA*s 4 Pts </p>
<p>Dell Home and Home Office 2 Pts </p>
<p>DiabetesStore.com 4 Pts </p>
<p>Diamond.com 4 Pts </p>
<p>Dick's Sporting Goods 3 Pts </p>
<p>DIRECTV® 60 Pts </p>
<p>DiscoveryChannelStore.com 5 Pts </p>
<p>drugstore.com 7 Pts </p>
<p>Dunham's Sports 3 Pts </p>
<p>DVDPlanet 3 Pts
E</p>
<p>eBags 7 Pts </p>
<p>EddieBauer.com 5 Pts </p>
<p>Elisabeth.com 7 Pts </p>
<p>eLUXURY.com 3 Pts </p>
<p>Equifax Consumer Services 10 Pts </p>
<p>eToys 4 Pts </p>
<p>Expedia.com 1 Pts
F</p>
<p>Fingerhut 5 Pts </p>
<p>FinishLine.com 3 Pts </p>
<p>Food & Wine Magazine 30 Pts </p>
<p>Footlocker.com 3 Pts </p>
<p>Fossil 9 Pts </p>
<p>FragranceNet.com 3 Pts </p>
<p>FranklinCovey.com 5 Pts </p>
<p>FrenchToast.com 5 Pts </p>
<p>FTD.COM 5 Pts
G</p>
<p>Gap Kids 3 Pts </p>
<p>Gap.com 5 Pts </p>
<p>GapBody 3 Pts </p>
<p>GapMaternity 3 Pts </p>
<p>Gardener's Supply Company 5 Pts </p>
<p>Gateway 2 Pts </p>
<p>Gevalia.com 5 Pts </p>
<p>GiftBaskets.com 10 Pts </p>
<p>Godiva 5 Pts
H</p>
<p>H&R Block 10 Pts </p>
<p>Hallmark Flowers.com 10 Pts </p>
<p>Harry and David 6 Pts </p>
<p>Hearthsong.com 6 Pts </p>
<p>Hickory Farms 5 Pts </p>
<p>Highlights Catalog 4 Pts </p>
<p>History Channel.com 5 Pts </p>
<p>Home Focus 3 Pts </p>
<p>Homedepot.com 3 Pts </p>
<p>Hooked on Phonics 7 Pts </p>
<p>Horchow 3 Pts </p>
<p>Hotwire 1 Pts </p>
<p>HP Home: HPshopping.com 4 Pts </p>
<p>HPShopping: HP Small Business 1 Pts </p>
<p>HSN 3 Pts
I</p>
<p>Ice.com 12 Pts </p>
<p>Illuminations.com 8 Pts </p>
<p>ImprovementsCatalog.com 3 Pts </p>
<p>InterstateBatteries.com 4 Pts </p>
<p>iTunes.com 3 Pts
J</p>
<p>Jackson & Perkins 6 Pts </p>
<p>JCPenney.com 4 Pts </p>
<p>Jessica London 3 Pts </p>
<p>Jordan Marie 6 Pts </p>
<p>Jos.A Bank.com 5 Pts </p>
<p>JustMySize.com 3 Pts
K</p>
<p>Kaplan Test Preparation 2 Pts </p>
<p>KBToys.com 4 Pts </p>
<p>Kenneth Cole 3 Pts </p>
<p>KingSizeDirect.com 3 Pts </p>
<p>Kmart 2 Pts </p>
<p>Kohls.com 2 Pts
L</p>
<p>Lancôme 4 Pts </p>
<p>Lands' End 7 Pts </p>
<p>LandscapeUSA.com 4 Pts </p>
<p>Lane Bryant 4 Pts </p>
<p>Leaps and Bounds 4 Pts </p>
<p>Lids.com 5 Pts </p>
<p>Lillian Vernon 4 Pts </p>
<p>Limoges Jewelry 6 Pts </p>
<p>Linenplace.com 7 Pts </p>
<p>Linens 'n Things 3 Pts </p>
<p>LobsterGram.com 6 Pts </p>
<p>LOEHMANN'S@Smartbargains 4 Pts
M</p>
<p>Macy's.com 5 Pts </p>
<p>Magic Cabin Dolls 4 Pts </p>
<p>Martha Stewart Living Magazine 30 Pts </p>
<p>Martha's Flowers 3 Pts </p>
<p>Mikasa 4 Pts </p>
<p>MLB.com 5 Pts </p>
<p>Modells.com 4 Pts </p>
<p>Mondera 3 Pts </p>
<p>Money Magazine 30 Pts </p>
<p>Montgomery Ward 7 Pts </p>
<p>Motherwear 5 Pts </p>
<p>Mrs. Fields Original Cookies 4 Pts </p>
<p>Music123 3 Pts </p>
<p>MusicSpace.com - 50's and 60's 4 Pts </p>
<p>MusicSpace.com - 70's 4 Pts </p>
<p>MusicSpace.com - 80's 4 Pts </p>
<p>MusicSpace.com - 80's 4 Pts </p>
<p>MusicSpace.com - 90s 4 Pts
N</p>
<p>Nascar.com 3 Pts </p>
<p>National Geographic Magazine 30 Pts </p>
<p>National Pet Pharmacy 4 Pts </p>
<p>Neiman Marcus 3 Pts </p>
<p>Newsweek 30 Pts </p>
<p>Nordstrom.com 4 Pts </p>
<p>Northern Tool and Equipment 5 Pts
O</p>
<p>OfficeDepot.com 3 Pts </p>
<p>OfficeMax.com 3 Pts </p>
<p>OldNavy.com 3 Pts </p>
<p>OmahaSteaks.com 10 Pts </p>
<p>OneHanesPlace.com 3 Pts </p>
<p>OneStepAhead 4 Pts </p>
<p>Orbitz 5 Pts </p>
<p>Oreck.com 4 Pts </p>
<p>Oriental Trading Co. 6 Pts </p>
<p>Orvis 3 Pts </p>
<p>Other Magazines from ValueMags 30 Pts </p>
<p>Overstock.com 7 Pts </p>
<p>Overtons.com 2 Pts
P</p>
<p>Palm, Inc. 4 Pts </p>
<p>Parents Magazine 30 Pts </p>
<p>Park Plaza Hotels & Resorts 6 Pts </p>
<p>PartsAmerica.com 5 Pts </p>
<p>Payless ShoeSource 3 Pts </p>
<p>People Magazine 30 Pts </p>
<p>Perfumania 5 Pts </p>
<p>Personal Creations 9 Pts </p>
<p>PETCO.com 4 Pts </p>
<p>PetFoodDirect.com 4 Pts </p>
<p>PETsMART.com 7 Pts </p>
<p>Plow and Hearth 5 Pts </p>
<p>Popcorn Factory 4 Pts </p>
<p>Priceline.com - Airfare 1 Pts </p>
<p>Priceline.com - Hotels 1 Pts </p>
<p>Prime Wine 5 Pts </p>
<p>ProFlowers 5 Pts </p>
<p>Puma.com 6 Pts
R</p>
<p>RadioShack.com 5 Pts </p>
<p>Radisson Hotels & Resorts 3 Pts </p>
<p>RedEnvelope 7 Pts </p>
<p>Reebok 4 Pts </p>
<p>REI 3 Pts </p>
<p>Relax The Back 3 Pts </p>
<p>RestorationHardware.com 3 Pts </p>
<p>Ringingphone.com 60 Pts </p>
<p>Road Runner Sports 5 Pts </p>
<p>Roaman's 4 Pts </p>
<p>Robeez 5 Pts </p>
<p>Rockport 3 Pts </p>
<p>Ross-Simons 7 Pts </p>
<p>Russell Athletic 3 Pts
S</p>
<p>SafetyZone.com 3 Pts </p>
<p>Sahalie 4 Pts </p>
<p>Saks Fifth Avenue 4 Pts </p>
<p>Samsonite 5 Pts </p>
<p>SeaBear Smokehouse 5 Pts </p>
<p>Sears Home Center 4 Pts </p>
<p>Sears Room for Kids 4 Pts </p>
<p>Sears ShowPlace 4 Pts </p>
<p>Sears.com 3 Pts </p>
<p>Sephora.com 4 Pts </p>
<p>SharperImage.com 5 Pts </p>
<p>Shoes.com 7 Pts </p>
<p>Shop4Tech 5 Pts </p>
<p>Sierra Trading Post 5 Pts </p>
<p>SmartBargains 4 Pts </p>
<p>smith+noble 3 Pts </p>
<p>Snapfish 13 Pts </p>
<p>Sony 2 Pts </p>
<p>SonyMusicStore.com 5 Pts </p>
<p>SpaFinder.com 5 Pts </p>
<p>SpaWish 7 Pts </p>
<p>Sports Illustrated Magazine 30 Pts </p>
<p>SportsAuthority.com 4 Pts </p>
<p>Springhill Nursery 8 Pts </p>
<p>Staples.com 2 Pts </p>
<p>SteveMadden.com 3 Pts </p>
<p>StonewallKitchen.com 4 Pts </p>
<p>Sunglass Hut 4 Pts </p>
<p>SuperCertificate® gift certificates 4 Pts </p>
<p>Sur La Table 4 Pts
T</p>
<p>Target.com 9 Pts </p>
<p>TerrysVillage.com 5 Pts </p>
<p>ThankYou Merchants(SM) Local Restaurants 10 Pts </p>
<p>The Body Shop 8 Pts </p>
<p>The Container Store 4 Pts </p>
<p>The Gift Assistant </p>
<p>The Golf Warehouse 3 Pts </p>
<p>The Tire Rack 3 Pts </p>
<p>The Vermont Country Store 4 Pts </p>
<p>The Wine Messenger 10 Pts </p>
<p>Things Remembered 3 Pts </p>
<p>TigerDirect.com 2 Pts </p>
<p>Time Magazine 30 Pts </p>
<p>ToolKing.com 2 Pts </p>
<p>TowerRecords.com 3 Pts </p>
<p>Travelocity.com 1 Pts </p>
<p>TUMI 6 Pts </p>
<p>Tupperware.com 4 Pts
U</p>
<p>Upper Deck Sports Memorabilia 7 Pts </p>
<p>Urban Outfitters 3 Pts
V</p>
<p>ValueMags.com 30 Pts </p>
<p>Vision Direct 10 Pts </p>
<p>VistaPrint.com 8 Pts </p>
<p>VitaminShoppe.com 4 Pts
W</p>
<p>Wall Street Journal 40 Pts </p>
<p>Waterford 3 Pts </p>
<p>Wine.com 4 Pts </p>
<p>World of Watches 4 Pts</p>
<p>Thank you so much!</p>
<p>if it says bestbuy.com, I can't earn those bonus pts when I buy something at the store ("real life store")?</p>
<p>Ah, I recieved the card. Most of the extra points are through online only. Darn.</p>
<p>Well, I'm not sure of the exact policy but I think after at least a month or two, you can call Citi and switch to the cashback if you want.</p>
<p>Have fun with your card. and don't spend too much! ;)</p>