<p>You guys are WAY nice. I think that, even if I were to have the money, I would not finance my kid's grad education. No way. That's when they are supposed to be adult, and part of being an adult is supporting yourself. There are SO many different ways to manage graduate education costs, and loans are only a small part of the possibilities. If my kids get loans - well then, as adults they can work and pay them off. I do hope, however, to provide both my kids with a debt-free undergraduate education. We've managed the first two years okay - here's hoping the next 5 are equally smooth sailing!</p>