So, per post #16, you’re not looking for financial aid options after all? As others have pointed out, with a family income of $190k, you’ll be paying full-freight or very nearly so at your reach schools, which give entirely or almost entirely need-based aid. If you’re okay with your only choices being those or UIUC, then you’re done. If you want to have merit aid possibilities at schools that are easier to get into than your reaches and could net your parents a cost of $30-$40k rather than $65k, you’ve got more work to do.