Miami, don’t forget to remind the posters that the reason your D graduated debt free from Med school is that you funded it by “borrowing” from your 401K, and that you paid all of her room, board, incidentals, etc. while she was in undergrad. Some financial planning experts might suggest that a 30 year old at the beginning of a promising medical career is the one who should be 'borrowing", vs. a parent who is close to retirement.
I would borrow from my 401k to fund a liver transplant for one of my kids… or something of that ilk. Not for an education loan for a high earning professional who has their entire career of income generation ahead of them.
But you’re the one with the MBA.