Some questions–
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How sure are you that you want to become physician? Or is this just some sort of “maybe someday–this sounds cool” idea? Have you shadowed? Done any hospital volunteering?
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Do you want to become a physician or are you “I will only go to med school if I can go to Harvard Medical School”?
If are 1000% sure you want to go into medicine, then you need to attend a university where you will be sure you can earn a high GPA.
A 3.2 GPA from Harvard or JHU or Columbia won’t get you into med school. You might get a bit of GPA grace from the name on your diploma–think maybe 0.05-0.1–but not huge adjustment. And even that is highly school dependent. There will be plenty of 3.8+ applicants from elite colleges & universities who you’ll be competing against for a med school admission.
(And, btw, your GPA is only one thing that adcomms look at. If you don’t have the rest-- a strong MCAT score, great LORs, meaningful & long term ECs, a demonstrated commitment to service especially with the disadvantaged, a well written & thoughtful PS together with strong secondary essay answers, well received interview performance-- not even a 4.0 GPA from Harvard will get you a med school acceptance.)
If you’re confident that you can maintain your academic success in college, then there’s no reason not to attend an elite undergrad. (BTW, Tufts–not elite, despite their marketing) D2 attended a nationally ranked high school and had multiple science & math AP and post-AP level classes, then went to Top 30 research U. She had no trouble adjusting to college and never earned a single grad below–gasp! – one B {in Ochem lab] in her 4 years of undergrad. If you are this kind of student, then attend any college you choose–so long as you aren’t going into debt to pay for it…
If you are not high academic flyer or are uncertain about your competitiveness against those who will be your peers in college, then think & hard about where you fit. A top state U? A top 100 private or LAC? Any of those will offer you the resources you need to put together a successful med school application. If you are a really tippy top student, it might even get you into HMS/JHU/WashU.
Now, if you are HMS or bust kind of pre-med, then you really do need to consider attending an elite undergrad. For whatever reason (probably because students at elite colleges have better academic skills and better test-taking skills to start with), Top 10 med schools have substantial portion ( 20-25%) of their entering classes drawn from top 20 undergrads.
And here’s some other things to consider–75% of freshmen pre-meds NEVER apply to med school. That’s why I asked question #1. (And while academics is the issue for some, for the majority it’s discovering other more interesting, better paying, less stressful career options.) If you’e one of those who change your mind, attending an elite undergrad may open opportunities for you that UMass won’t.
So I guess my answer about what kind of undergrad to attend–the answer is “It depends.” It depends on your ultimate career goals, your academic & test-tasking abilities, your work ethic.
Pick a school that offers you the best combination of opportunities (including career opportunities that don’t include medicine), cost (med school COA is hovering around $75-80K/year so you need to minimize undergrad debt), and fit (happier students do better academically–and there’s objective data to prove that.).
BTW, it's largely a myth that elite schools have grade-deflation. In fact, data shows there has been substantial grade INFLATION at elite universities where the average GPA hovers around a A-.
See: <a href="http://www.gradeinflation.com">http://www.gradeinflation.com</a>
<a href="https://www.usnews.com/opinion/blogs/economic-intelligence/2013/12/26/why-college-grade-inflation-is-a-real-problem-and-how-to-fix-it">https://www.usnews.com/opinion/blogs/economic-intelligence/2013/12/26/why-college-grade-inflation-is-a-real-problem-and-how-to-fix-it</a>
<a href="https://www.pbs.org/newshour/economy/column-how-an-epidemic-of-grade-inflation-made-as-average">https://www.pbs.org/newshour/economy/column-how-an-epidemic-of-grade-inflation-made-as-average</a>
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I'm just a little worried that Umass Amherst won't have as high quality classes as say BC or Cornell. Is this a valid concern or am I overthinking it?
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You're overthinking this. The content will largely be the same no matter where you take Ochem, although the amount of detail covered and the depth may vary.
OChem at nearly any college (or community college)will give the necessary background you'll need to take the MCAT. But no Ochem course as it's taught at any college will actually prepare you to take the MCAT. Prepping for the MCAT, that's all on you