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<p>You need to venture over to the FA & Scholarship forum and read some of the sad stories about students not being able to attend because the 100% need schools that they applied to calculate their need as considerably less than what their parents considered their need. And don’t forget loans, only a handful of schools don’t include loans in the FA packages. It happens every year like clockwork, and while it may be less likely for someone fortunate enough to be accepted by HYP or S, the OP doesn’t have anything close to a financial safety on their list unless they can afford 50k+/yr.</p>
<p>Here’s an oldie but goodie thread that should be required reading for all families of HS srs:</p>
<p><a href=“http://talk.collegeconfidential.com/parents-forum/492777-swallows-capistrano-financial-aid-myths-realities.html[/url]”>http://talk.collegeconfidential.com/parents-forum/492777-swallows-capistrano-financial-aid-myths-realities.html</a></p>
<p>Unless you are prepared to pay full price, a college list needs to contain schools with consideration for both admissions and financing.</p>