College Loans (PLEASE READ)

<p>(My last post was a train wreck and I was half understood. I do NOT need $70k a year. My college tuition is a complete total of $43k all together, NOT yearly!! I thought I explained that. Everyone saying I can't take out over $200k in loans had me so confused. It was only a ONE TIME LOAN NOT YEARLY. I'm starting to think I don't even need $70k at all now. So how about $50k?) So below is an updated story :). I hope its explained better? If not just ask for me to clear it up for you.</p>

<p>So I'm leaving for college in about less than a year May 2015 (I'm leaving in the summer so I can become familiar with the area before school starts.) Yes I know it's a good while from now but I need advice on some things. I live in Louisiana but I will be moving to LA for college, for 3 years. The school I'm going to suggest us getting apartments and have a list for us to choose from. The cost is about $875-$1,400 a month. My mom has money but not enough to take care of herself here and support me in LA. I was trying to do scholarships but that did NOT work out. It's just so hard and I don't want to depend on them and in the end get my hopes up. So I wanted to do loans. My college tuition is right at a total of $43k (NOT YEARLY! FOR MY COMPLETE DEGREE). So I know I will need loans regardless. I was thinking about doing a loan for about maybe $50k to help pay for school and pay my apartment rent up a year or so. Then give the rest back. I know it sounds like much, something I probably won't be able to pay off any time soon. I'm going to film school and a lot of producers and actors had to take a leap of faith so here I am too. I wanted to know around how much you guys think I should get? Do you think I would get approved for that much? I know I will need private loans as well.Can I just get a little advice on it all? What are my chances at actually getting enough in loans to afford school and be able to pay rent? How much do you guys think I really need to get?</p>

<p>I really do have a lot of questions about financial aid and how it all works. So could someone please email me at grant donald 04 AT gmail DOT COM after posting here so I can ask a few more questions?</p>

<p>Here is the link to my first post that turned into a train wreck. Hopefully everyone understands now. </p>

<p><a href="http://talk.collegeconfidential.com/financial-aid-scholarships/1660687-loans-for-college-help.html#latest"&gt;http://talk.collegeconfidential.com/financial-aid-scholarships/1660687-loans-for-college-help.html#latest&lt;/a&gt;&lt;/p>

<p>I just replied on your other thread - but to repeat my advice. Get a co-signer to sign for a ParentsPlus loan to cover tuition and then get a job to pay for your living expenses. </p>

<p>And starting reading up on this forum to understand financial aid. Basically, until you are 24 you are considered a dependent of your parents. All financial aid will be dependent on their income (and cooperation with the process). Your parents need to be part of this decision. </p>

<p>If you want to do all of this on your own, then you will need to work for several years to save enough money and qualify for loans on your own (once you are 24). </p>