You are a shoe-in for instate schools, which will likely be quite affordable. With that in your pocket (assuming you would ok with attending Ole Miss, Miss St or other MS school), you can reach for selective schools that will award need based aid, for which you should definitely be eligible with a 25K income. Wellesley (if female) comes to mind as a selective (20% acc rate) New England school with a beautiful campus, and meets full need. Also the Maine LACs: Bowdoin, Colby, Bates; maybe Amherst and Williams?