<p>The reason for the explanation is that it appears that the predominant assumption around these forums is that a “meet full need” school will give a net price equal to list price minus EFC, not realizing that there is an expected student contribution. For example, <a href=“Net Price Calculator | Harvard”>https://college.harvard.edu/financial-aid/net-price-calculator</a> will show a minimum net price of $4,600 for a domestic student, no matter how poor the family is. Of course, “meet full need” schools vary in their definition of “need” as well.</p>