College "That pay off the Least" while "Costs going up"

Agree generally, but care needs to be taken to look at whether the desired career will allow the kid to become self-supporting. Some careers, like sports and arts, tend to be elite-or-bust, so someone who is good but not elite may have difficulty making a career out of them. Many of those whose passion is in sports or arts do something else for a career, with sports or arts as an “extracurricular”. Medicine (as a physician) is another career direction where only the elite (as opposed to the merely good) can pass through the entrance gates of medical school admission, so anyone desiring such a career needs to figure out backup plans in case s/he is not elite enough.