College Tuition: The Next Bubble to Burst

<p>I thought this article was very relevant in the Nytimes…</p>

<p>[Education</a> Dept. Delays Rules on For-Profit Colleges - NYTimes.com](<a href=“Education Dept. Delays Rules on For-Profit Colleges - The New York Times”>Education Dept. Delays Rules on For-Profit Colleges - The New York Times)</p>

<p>Basically, the issue is whether the government stops extending student loans to students that can’t pay the loans back for “for profit” schools. The government want to change the laws for the “for profit” schools because its students are very likely to default.</p>

<p>This may be how the “bubble” actually bursts. If the government can stop extending student loans to “for profit” school’s students unless the university can show that the student can pay the money back, the government can stop extending student loans to students from all universities using the same criteria of ability to pay the loans back. If the government does this…well, that would be big…very big.</p>

<p>classroom universities’ matriculation is getting super high. i read in an article online a couple of weeks ago about the rise of “online universities” like university of phoenix.</p>

<p>i am not really sure how it goes, but they are very much convenient for me on my situation and costs a lot less than tuition fees.</p>

<p>^I saw a documentary about for-profit universities by Frontline and I got a very negative feel of them. The degree that you got from these for-profit universities was watered down. For example, someone went to Everett College for nursing and the nursing degree didn’t even include any practical nursing experience and as a result she ended up with no job.</p>

<p>Also, the University Of Phoenix admissions people are pressured to get as many people to enroll as possible. Even if you can’t afford it, they’ll give you loans (which you can’t pay back after your education because you can’t get a good job). I think there was a rumor that if they don’t enroll a certain number of people, they get fired so they do whatever they can when they call you to get you to enroll.</p>

<p>The department of education should look carefully when giving out loans for these for-profit schools. Because if this trend continues, many people are going to have loans they can’t pay back.</p>

<p>

My kid’s HS average gpa is 3.5, and the top 2% of the class had gpa over 4.5.</p>

<p>My caucasion daughter is about the 99th percentile in standardized testing, and 8th in her public HS of 450 students. That was good enough for scholarships that brought cost of attendance to 10 - 17k/year in 2010 at five different private LACs that rank around the 50 range in USNWR.</p>

<p>As you might know, females are over-represented at LACs, and I imagine draw less scholarship money, all else being equal.</p>

<p>^^ one other point: merit scholarships are need-blind.</p>

<p>

Thereby leading to the absurd situation where kids whine about college tuition costs but happily fork over 100’s of millions of dollars for college entertainment. Truly misplaced priorities.</p>

<p>i wonder if that is necessarily a bad thing… if the cost of attendance at school decreases rapidly by a lot! i wouldn’t mind it of course. :P</p>

<p>what gpa do you need to get into UGA</p>

<p>^Start a new topic on the UGA board, dogman. You’ll get a response there.</p>

<p><a href=“http://talk.collegeconfidential.com/university-georgia/[/url]”>http://talk.collegeconfidential.com/university-georgia/&lt;/a&gt;&lt;/p&gt;

<p>I think someone was looking for this article earlier: </p>

<p>[RSA</a> - Gainful employment](<a href=“http://www.thersa.org/fellowship/journal/archive/winter-2010/features/gainful-employment]RSA”>http://www.thersa.org/fellowship/journal/archive/winter-2010/features/gainful-employment)</p>

<p>it’s a good read. Makes you think about money in a different way.</p>

<p>Great links all around :)</p>