<p>* My families’ net income is about $120,000 a year with no trust funds/extra real estate*</p>
<p>You aren’t supposed to use “net income”. You’re supposed to use AGI. </p>
<p>What about savings accts, stocks, or other investments?</p>
<p>Ask your parents how much they’ll pay each year. They may be willing to pay more than EFC, or they may only be willing to pay less.</p>