<p>Agree with mom2college kids – take more transferrable classes at the cheaper cc, and wait a year.</p>
<p>Probably also reasonable to have a calm discussion with parents about choices for funding – perhaps they do not understand how the system expects that they are the ones primarily responsible for undergraduate costs, and that the financial aid system views the money they pay for your brother’s med school and money they’ve spent on your cousins’ study abroad program as “first” funding for your college. But, if their answer is that your brother’s med school and your cousins’ study abroad is more important to them, that’s ultimately their choice, and you’ll need to figure out a solution that will work within those constraints. (I have a hard time imagining parents continuing to do this once they understand the implications, but every family is different.)</p>