<p>So even though I DID contribute to a retirement plan in 2012… (401K). If nothing comes up on line 32 of my 1040, and boxes 12a,12b,12c,12d on my W2 form shows nothing, that box is completely empty, then I just put $0.00 for that question on the FAFSA about tax-deferred… I am scared and nervous about this freaking form.</p>