<p>My son is in 10th grade right now. Give me some examples of "seemingly innocent financial descions" that can affect the EFC in that Base year? Do you mean like allowing him to work a summer job - in case it would bring his income & ours combined over the $50,000 mark? I was going to let me get a job THIS summer ONLY. (Between 10th & 11th grade) as this would not affect our income. Good idea? Thoughts?</p>