My son really liked American, but went elsewhere and his best friend attended. He attended one of the American’s summer language programs in Jordan - and was underimpressed. He’d covered a lot more ground in his first year of Arabic than the students from American. Later he spent his junior year in Jordan in two different programs. The student with the best language skills was from the U. of Mississippi. (They have Flagship programs in both Arabic and Chinese.)
FWIW despite studying Arabic for all four years and spending three semesters in study abroad programs he is competent for everyday conversations, but far from fluent, especially for reading. He’s in the Navy, and as far as I know they don’t have him using his Arabic skills.
All this is a roundabout way of saying I don’t think American is worth going into debt for.