I checked the Lifetime Learning Credit on the IRS website and it doesn’t specify if it is for undergrad or grad school, although most examples they give are for freshmen or sophomore. It looks like it might work but I will have to double check. Thanks for the tip.
And yes, I will definitely not get a loan. I rather pay the difference out of pocket in that case
Regarding FAFSA, I remember submitting it a long time ago when I was at CU Denver. I think you only need to submit it once, right? I still don’t know what FAFSA is for, I thought it was so you can get loans or some government aid, which I was getting at that time, called College Opportunity Fund, from the State of Colorado. How would FAFSA benefit me in my case?