Could I get some help?

<p>some other good things to do</p>

<p>1) run a credit report on youself. Sometimes kids in state care discover some adult along the way has stolen ID or gotten loans in the kid’s name. Make sure your credit history is really you.</p>

<p>2) if you don’t have a credit history, start one. See what it takes to get a low limit Visa card (say $1,500_) or a Target card that you will use very carefully. Use a credit union instead of a bank for the Visa (usually credit unions have very fair rates and small penalties whereas a bank, or God Forbid, payday loans, can be a sinking hole of debt and despair). Be careful. Shop around. Ask lots of questions. </p>

<p>You aren’ t in a situation to have big lunches out every day – but there will be small expenses and unexpected expenses. Start finding out your options on meeting them and how to use loans and credit appropriately. Shrewd choices now will make a difference for years to come. </p>

<p>good luck!</p>