<p>Honestly, bad things happen everywhere, so don’t let them ruin your college experience. If you have insurance, you should be fine…and I’m guessing that you do (or your parents do) considering you have such an expensive car…and I’ll have to agree; I’m white, and plenty of white people could just as easily mess you/your car up…or, just get a cheapo car that no one would WANT to do anything else to.</p>