<p>I am little bit confused with what kind of income a person has to have to qualify for the program. Also what are the maximum amounts a qualifier can recieve at a school who charges 14k tuition and 12k room and board. </p>
<p>With a 0 EFC the Pell grant is $5730 for the 2014-15 school year. It may go up a little for 2015-16. The Pell grant phases out to $0 at an EFC of $5158. That’s for full-time enrollment. One half is awarded each semester. As you see it isn’t directly related to income, it’s related to EFC based on fafsa.</p>
<p><a href=“https://studentaid.ed.gov/types/grants-scholarships/pell#how-much-money”>https://studentaid.ed.gov/types/grants-scholarships/pell#how-much-money</a></p>
<p>Can you clarify?</p>
<p>In another thread you wrote that your EFC is less than $30k. but then you wrote (poorest). I think you made a mistake. I think you meant to say that your family INCOME is less than $30k. </p>
<p>If your EFC were just under $30k, then your family would have a strong income.</p>
<p>How much does your family earn?</p>
<p>If it is “under $30k,” then likely your EFC is 0 and your Pell Grant would be about $5,700 …not enough to pay for college.</p>
<p>Tell us more:</p>
<p>What is the income</p>
<p>What is your GPA</p>
<p>What is your home state</p>
<p>What are your test scores</p>
<p>What is your major and career goal</p>
<p>How much can your family contribute each year?</p>
<p>What schools are you applying to?</p>
<p>The OP said his EFC was in the $20,000 range. He would not be eligible for a Pell Grant with that income. Period.</p>
<p>I wonder why he wrote “poorest”? That seems odd with that EFC.</p>
<p>To explain…the FAFSA EFC has to be below $5000 to be eligible for even a small Pell Grant portion.</p>
<p>@T00C00lF0rSCH00L </p>
<p>From your other threads it appears that you’re trying to find out if you’d get grants (state or federal), but you don’t qualify for fed grants (EFC way too high), and you’re not a resident of the state that you’re in (but you do get instate rates).</p>
<p>Even if you were a resident of Maryland, your income is still too high for state grants.</p>
<p>Maybe you can find out if you qualify for Bright Futures if you attend a Florida public.</p>
<p>You need to ask your parents how much they’ll pay each year. </p>
<p>If your stats are high enough, then look at schools that will give you merit scholarships.</p>
<p>I suspect that if you’re not careful, you’re going to end up with a bunch of unaffordable schools.</p>
<p>I just saw that you think that you can borrow all the costs for college. NO you can’t.</p>
<p>YOU can only borrow the following amounts:</p>
<p>$5500 frosh
$6500 soph
7500 jr
7500 sr</p>
<p>As you can see, those amounts won’t pay for much.</p>
<p>There’s a reason that kids can’t borrow a lot for school…they usually don’t earn enough to pay those loans back.</p>
<p>I think you want to become a teacher. That is often a lowish income at first, so you would have a hard time paying back that amounts listed above, much less any larger amounts.</p>
<p>Does this OP currently reside in Florida? Will he graduate from a Florida HS? Isn’t that the acid test for Bright Futures?</p>
<p>ETA…the loan repayment on $27,000 in Direct Loans is about $300 a month. A beginning teacher in most places makes about $40,000 give or take. This student should be able to repay the Direct Loans.</p>
<p>He can look at the teacher loan forgiveness programs too. There are loan forgiveness programs for certain teachers. Worth checking out. </p>
<p>He’s a military child living in Maryland where his dad is stationed, but their home state is Florida. Likely, Fl has some leeway with military kids living elsewhere who are FL residents.</p>
<p>He also gets instate rates in Maryland because he went to HS there. But, because income is too high and (technically) he’s not a Md resident, he wouldn’t get state aid…which is what he’s seeking. </p>
<p>Actually, the OP may be a girl, so the “he” is neutral here. lol</p>
<p>Sorry for the lack of unformation guys I appreciate your patience… my actual EFC is 18k I know I said 30k earlier but I meant to say I was below that amount. I just went with it for a while and I apologize for being misleading. My GPA is 3.6. My home state is Florida of course, and I i plan I becoming a teacher. 1400 SAT . My parents will only help me with the personal expenses so like 150$ a month I will get from them. So far I have applied to university of Maryland and SMCM I am still apply to offer schools…</p>
<p>Please excuse my spelling and word choice lol I just woke up</p>
<p>Your EFC is still way too high for Pell grants, state grants, etc. </p>
<p>For Pell, your EFC would have to be below $6000. For state aid, likely similar. States don’t give grants to those with EFCs that are $18k.</p>
<p>Is 1400 your SAT for all three sections? Or for the Math + Critical Reading.</p>
<p>Right now, you have no affordable choices. You can’t borrow the cost for school. </p>
<p>You need to run the Net Price Calculators with your PARENTS so that they can see that you won’t get aid and someone has to pay. </p>
<p>If your SAT if for your M+CR, then there are some schools that will give you large merit, but if your SAT is for all 3 sections, then likely you won’t have any affordable schools.</p>
<p>You really need to talk to BOTH parents about this if they expect you to go to college. You may have to start at a Community College. Again…you CAN’T borrow your way thru, nor should you. Teachers do NOT earn enough to pay back big loans. </p>
<p>Many of the teacher ed majors I teach transfer in from community colleges. Teacher ed programs are somewhat state specific, so that should be a consideration when looking at universities.
Following up on mom2collegekids’s advice : </p>
<p>If the 1400 is for two sections, M+CR, you may get merit at other regional universities in MD, like Towson or Salisbury State (I do not know if they even give merit scholarships, but it’s worth a look) or look for universities/colleges in FL. </p>
<p>If the 1400 SAT is for all three sections, CC is a better option, since you would have a very high chance of being placed into remedial math (and perhaps English too) courses in college. These offer no credit, but cost the same as credit courses. So you’d be better off at a CC to start. Also, teacher ed programs usually require more credits to graduate, which means more time and more college tuition.</p>
<p>Also,is your GPA weighted or unweighted? How would you summarize your high school coursework in terms of rigor? The more info you can provide, the more we can help.</p>
<p>Where will your family be living when you go to college? Any chance you could commute to a community college for a year at least…to get your general education courses completed?</p>
<p>1:20 a.m. And you just woke up? Where are you?</p>
<p>Even with an $18,000 FAFSA EFC, you would not get a Pell Grant. That is for EFCs of LESS than $5000.</p>
<p>I’m somewhere in Europe I don’t want say where lol</p>
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<p>Ok…OP, please clarify.</p>
<p>In this post from yesterday, you are saying you are applying as a transfer student. Where are you currently attending college? Do you have instate status there? What sorts of financial aid are you currently receiving? What year in college are you (first, second?).</p>
<p>Your posts on this financial aid forum sound as though you have no clue about college…but if you are a transfer, what have you done to fund college up until now?</p>
<p>Also, you are a child of a low income military member stationed in MD but are now in Europe? </p>