<p>If dad will pay $10k for a commuter, and mom will pay $10k, and the student takes out a 5500 student loan, and the student can get about 5-10k in merit, that should be enough for many OOS publics and maybe even some cheaper privates.</p>
<p>Look at some of the lesser known Catholics/Jesuits. Spring Hill would likely give you a good scholarship.</p>