CSS Profile for Divorced Parents

This discussion was created from comments split from: CSS Profile for Divorced Parents.

What if the non custodial parent refuses to do it? This is where I am at. I’ve filled out my part but my ex refuses. To get a waiver you have to prove abuse, or restraining order, or no contact which isn’t the case here. I just have a douchie ex. Any thoughts? Help is appreciated.

@misstrendy

So…apply to colleges where the NCP info is not required.

I looked at some of your other threads…it seems you are from NY, but your son applied to colleges in CA also…for screenwriting.

You need to know…the CA Public universities do NOT give need based aid to out of state students at all.

Some of your schools do not meet full need for all (LMU, for example).

Are you able to fund these costs yourself?

I have heard a sample of one where the NCP did not do the NCP Profile and Student still got some need based aid. Sample of ONE.

Thanks for the response. We’re actually from NJ and yes I can shoulder the burden thankfully. USC is his #1 choice so this is really stressful. We did apply elsewhere knowing that some of his need would be met and some would not. He’s got the possibility of merit scholarships and we’re also actively applying for other scholarships as well. I also have another one in college (WVU) so my EFC is fairly low. I know federal monies are scarce these days but we do get a decent portion of my older one’s tuition with it. Plus he also got merit based aid. Anyway, it’s a lot to deal with alone. I’m doing my best.

Yeah, you are stuck. Sometimes having the kid ask the other parent can help.

Good idea. I don’t know if it would help but it’s worth a shot.


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I know federal monies are scarce these days but we do get a decent portion of my older one’s tuition with it.

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? What is your EFC? The most you get in fed grant money is about $5900.


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We’re actually from NJ and yes I can shoulder the burden thankfully. USC is his #1 choice

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Your words are confusing. It sounds like you have a low EFC. Are you saying that you can afford to pay $70k per year for USC? If not, what do you mean?

How much can you pay each year???

If your ex won’t fill out the NCP info, the only aid your son would get from USC is a small fed grant (if EFC is low enough) and student loans. You’d be gapped.

EFC is 8775. So yes there would be a huge gap. No doubt, which is why this is stressing me out. My son is going to attempt to ask him and hopefully he’ll agree. I should have clarified that between the scholarship and federal money a lot of WVU (my other son’s college) is covered. It’s also extremely inexpensive comparatively. So at present I can definitely handle what I’m paying for.

At 60k without this profile being completed it seems from what I’m understanding here, my son would get next to nothing. Thanks for the advice all. Really appreciate it.

Your son should make sure his father understands that filling out the NCP forms doesn’t obligate him to pay ANYTHING, that it will just allow son to qualify for aid. Also, you and son will not have access to any of the information on the profile.

Is the EFC $8775 for just one in school? If both are in school, they each should get some Pell grant money, and maybe other federal money like SEOG.

Still think USC is going to be too expensive. Will your child support end when both are 18? It can be close to impossible to support two kids in college as well as yourself. I also have one in a very reasonably priced college and one in a very expensive private school, but the one in private school has about 90% of her COA covered, and covers the remaining amount with the subsidized loan. They aren’t is dream colleges (both dreamed of California too) but they are happy in their colleges and will be thrilled when they graduate without much debt.

<<<<EFC is 8775. <<<

With that EFC your older son would not have gotten any federal grant money. The only possible federal aid would have been loans and maybe work study.

He did receive a pell grant and work study…so…

He could not have received a Pell grant if his EFC was 8775. Impossible.

“What if the non custodial parent refuses to do it? This is where I am at. I’ve filled out my part but my ex refuses. To get a waiver you have to prove abuse, or restraining order, or no contact which isn’t the case here. I just have a douchie ex. Any thoughts? Help is appreciated.”

Quick question: Did your child include information about this situation in the ‘Special Circumstances’ section when completing the Profile? If so, he/she would’ve checked the ‘Other’ check-box and then included an explanation in the text box field at the bottom of the page. If not, you will want to contact the financial aid office at each of each Profile school and alert them to issue.

In either case, they will most likely want more information from you on the situation before weighing out a decision as to whether or not they will waive the NCP (non-custodial parent) Profile requirement. If the Profile school agrees to waive the NCP requirement, they will then change the requirement Status to ‘Waived’ in their Profile Institutional Portal. Once that is done, you and your child will see the NCP requirement for any pertinent documentation removed in your Profile Student Portal for that school only. Remember that you have to go thru this step with each Profile school your child has applied to; therefore, if one of those school’s refuses your waiver request, you will still see the outstanding NCP requirement in the Student Portal for that particular school only.

But a school isn’t going to waive the NCP when the applicant DOES have contact with the NCP, when the NCP can fill out the CSS but just chooses not to.

@misstrendy seems to be misunderstanding her first child’s aid. With an EFC of 8775, he could not have gotten a Pell grant under any circumstances.

He could have with professional judgment.

@misstrendy

Did your first child’s school use professional judgement to reduce his EFC on the fafsa to a lower than $5000 amount?

Or did you have a second child in college when child one was attending college last year…thus reducing that EFC per FAFSA.

“But a school isn’t going to waive the NCP when the applicant DOES have contact with the NCP, when the NCP can fill out the CSS but just chooses not to.”

That’s simply not true. Just because a family has contact with the NCP isn’t cause enough alone to enforce the requirement. It’s up to the school because Profile schools are not beholden to DOE rules when calculating an institutional award amount (and that’s what Profile is used for -not federal aid). In the FAO at the school I worked at, we did this 2 to 3 times a year when we felt that forcing the issue upon a family who experienced a contentious divorce and hard/ill feelings still existed between the CP and the NCP would place unnecessary stress and anxiety upon the student. This would be done based up conversation with the CP and student, and if their case was believable, etc.

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He could have with professional judgment.


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But then would his EFC still be 8775? And wouldn’t there have to be extenuating circumstances, like job loss or huge medical bills not covered by insurance?

If professional judgment is used…it IS possible that the EFC could have been within Pell range…because of the extenuating financial circumstances presented by the student.

One example…sometimes in professional judgment situations, things like a one time bump in salary…or a one time bonus…will be excluded from income…resulting in a lower EFC per FAFSA.