<p>QUESTION: Whether one has SHIP Basic or SHIP Plus (the upgraded version, idk what it's called) isn't it true that
1) for some extensive services we'll be needing to pay something out of pocket?
2) For example, I'm assuming that the SHIP insurance doesn't cover 100% of anything, right? For example, a regular checkup might be free, but an eye exam + glasses will be only partially covered...something like that?
3) So the SHIP insurance is just like Kaiser Permanente, Blue Cross, etc... It offers more than just basic services, right? Thanks.</p>