<p>Garrry, it really depends on your insurance carrier and its policies. Our policy offers full coverage anywhere the insurance co. has participating partners. We’ve used our coverage in at least 8 different states for routine and non-emergency medical care with absolutely no issues.</p>
<p>But each policy will have its own regulations and limitations—which you need to check IN DETAIL before filling out the insurance enrollment/waiver form.</p>
<p>Usually information about the financial limits and the coverage area will be explained in the policy booklet your family received when they enrolled with the insurance company. If your family has medical insurance thru an employer, the company is REQUIRED by law to provide each family with a informational booklet once a year. You can usually also find the insurance coverage info on the company’s employee benefits webpage.</p>
<p>If you can’t find the booklet, you can often find the same information online if you know who your insurer is and what the name of your group policy is. Or you can call the customer service (non medical personnel) 800 phone number on your insurance card and ask.</p>
<p>No, UHS is for use by all students who live or take courses on campus. You will be paying a student health fee (required) which entitles you to medical check-ups, counseling, certain generic prescriptions and other medical services at UHS.</p>
<p>UHS is there for you to use even if you commute from home.</p>
<p>For students who are from outside the Rochester area, UHS functions as their PCP while they’re in college.</p>
<p>My husband works for a small consulting firm and the health insurance coverage is limited and very expensive. He had the broker for his company compare the school policy to the company one for our daughter. The broker determined that the Aetna Student Health Plan offered by UR provides her with better coverage and is cheaper than what we are paying for her now. So we will be moving her off our plan to the school plan. I strongly recommend that you thoroughly compare your current policy for your son and daughter to the student health plan to determine which is better for your child. As an aside, we will be keeping our daughter on our dental and vision coverage.</p>
<p>Garrry-- Is your coverage a private plan? (One you or your family bought for themselves.) Or is it thru your parent’s employer?</p>
<p>Private plans will not have a group number and may not have a policy number. Look on the back of the card and call the customer service phone number to ask what your coverage includes.</p>
<p>I think i have the whole medical insurance covered, i appreciate everyones help for resolving my issue. Im looking back at my schedule and im wondering how many minutes it would take to walk from the hoyt building in the audiotorium to the hutch building room 131. Also how many minutes is it to walk from the hutch building in room 339 to the gavet building room 301.</p>
<p>So i got an email for a parent plus loan and im not sure if i should apply for it or not. What number should my finanicial aid package be for it to be neccessary to apply for it. Like if i have a 50,000 dollar financial aid package with grants and loans already, is the parent plus loan needed?</p>
<p>Only you can decide what your financial needs are. If your family doesn’t need the money from the loan, don’t apply for it. It’s not part of your FA package; nothing depends on it.</p>
<p>When is financial aid disbursed exactly? At my current school there’s a published schedule with those dates. Is there something like that at U of R? If you get the insurance from them do they take it out per semester or per year?</p>
<p>On another note, I’ve been looking at classes I might register for and it seems like most everything is full! It seems like what’s open is mostly at the same time(for various classes I anticipate registering for) and in the evening. I’m a new transfer student so I suppose I’ll be competing with the sophomores and juniors for classes. Will more open up or is this just the way it is? I can’t register til orientation right? So I pretty much have to buy my books at the bookstore the first semester then.</p>
<p>I want to take mth 161, but i heard that i needed a certain score on my SATs math section to be able to take it. Right now im signed up for mth 141, am i able to take mth 161 regardless of my SAT score because i took ap calculus my senior year in high school anx excelled in it.</p>
<p>NotAClue - try emailing the professor of the full class that you want to take. My son has never had a problem getting into a class, whether it was marked full or not - the prof just sent him an override code for registering for the course. (except freshman writing courses - they keep those at 15). Go ahead and email the prof now.</p>
<p>Garrry - go ahead and talk to an adviser in the math department. Their website says that if you got even a 2 or 3 on AP CalcAB that you can take 161. In general, my son’s experience so far (he’ll be a sophomore this fall) has been that no one holds you back at Rochester - he has skipped intro classes and gone straight into upper level courses (I’m not talking about intro classes he actually needs for his major - just a class he was interested in). He’s also signed up for a math class next year and talking it’s prereq simultaneously (I’m hoping that’s not a bad idea!). It’s just been my observation that the attitude is, if a student wants to take a class, let him take the class. </p>
<p>And at the parent orientation last year, in a panel with several faculty speaking to parents, the math department guy emphasized that if you’re on the fence about which Calc sequence to take, you should always take the higher of the two levels you’re considering - they make it easy to switch down, even mid semester, but it’s hard to switch up.</p>
I’m a new transfer student so I suppose I’ll be competing with the sophomores and juniors for classes. Will more open up or is this just the way it is? I can’t register til orientation right? So I pretty much have to buy my books at the bookstore the first semester then.</p>