Default loan and application deadline

<p>I'm registering for a local community college. The fafsa deadline is June 30. I haven't applied for financial aid yet and I found out I have a default amount of $73. Of course I can pay the amount before June 30th but won't receive a letter to give the financial office from the lender until after the June 30 deadline. </p>

<p>Should I apply now or wait until after I get the letter? I realize if I apply now I'll automatically be denied but if I wait til I get the letter for the financial aid advisor to do a manual override it will be after the deadline. I'm pretty sure my efc will be 0 and financial aid will be the only way I'll be able to attend in the fall. Any advice?</p>