If you have AAA or (many) major credit card, you can get free or low cost monthly credit reports. Otherwise, I think you can sign into Experian or another major reporting bureau, or Credit Secure, and get a free annual report, otherwise, there is a low monthly cost to have credit alerts placed o your account.
Several years ago, we took the step to place a freeze on our credit accounts (I think it’d a freeze?). If we need to apply for credit, we may have to jump through an extra hoop, but until then, the credit is safe.