<p>In the Spring semester, I was a full time student. I had plan out how my courses were going to be paid. I usually have Pell Grants and everything else paid by Direct Stafford Loans. If I own any money, I usually pay out of pocket to cover the balance. But this semester is different.</p>
<p>I was only given a third of loans. When I talk to financial aid, I was told that I had reach a cap for stafford loans. I am not sure whether it is subsided and in unsubsidized. I have a balance for the semester. I was told I only had a choice to apply for loans or scholarships. </p>
<p>So I am wondering if I was to have my mother take out a parent plus loan, can she take out a loan to pay the balance for spring semester. Or does she have to take out a loan for the fall and wait until the school disperses the check to my mom?</p>