<p>My POV as a student:
I made a decision to go to a state school so that I’d have my parent’s college savings left over for grad school or anything else. If my younger sibling decided to go to an expensive school <em>and</em> grad school, regardless of how well we could afford it, I’d be a little sore if my parents asked me to use the money they had set aside for me to fund my sibling’s perhaps unthinking decision. But I would still give the money - it’s family, after all. It would probably still cause some bitterness.</p>
<p>Anyway, that’s assuming a lot about the vague situation proposed. But I think switching the money may be punishing the older child’s responsible behavior and rewarding the younger child’s irresponsible behavior.</p>