<p>Wow! Lots of comments. Thank you!</p>
<p>A bit more info as requested. My daughter will likely go to a very competitive college, one which does meet 100% of need, does use the CSS profile, and would consider my spouse’s income and assets.</p>
<p>My income and assets are such that my two sons both went to very competitive colleges essentially for free. They have some loans, but nothing too onerous. With only one in college, the EFC will be different, but I would still anticipate substantial aid.</p>
<p>My new wife paid full tuition for her two sons to go to college. No chance of aid. She really does not want to have to pay for a third full tuition simply because we got married.</p>
<p>We are actually still maintaining tow households 100 miles apart in different states and are together on weekends. We don’t expect to actually live together for several years because of her business and family obligations. We will likely file separate tax returns and have not combined health insurance as doing so would only save us a few hundred dollars a month and would be very complicated because we live in different states.</p>
<p>My ex wife just got laid off her teaching job and is getting by on three part time jobs. Not much EFC there either.</p>
<p>It is a unique situation, and explaining it to the head of financial aid at one college only caused him to shake his head sadly…</p>