<p>Geneveive, you will definitely get merit aid from RIT and UB (or even SU). I’m not familiar enough with U of R to comment. Based on the information you’ve given, there is a very high probability that you will qualify for either an Automatic 0 EFC or Simplified Needs (check the eligibility requirements at the link posted below). Either of these will result in a 0 EFC for you, given a $20K income. </p>
<p>With a 0 EFC, it’s very likely your full need will be met at UB at least. For all of these schools, you would at least have $5350 Pell, $750 ACG (if you’re a NYS Regents w/Adv Designation grad, which sounds probable), $5,000 TAP award, and a $3500 subsidized Stafford and $2000 unsub Stafford. You’re also likely to be awarded a SUSTA and computer grant by UB, as well as Perkins loan and work study funds by all. I believe, based on other awards I’ve seen, that RIT will offer additional need based institutional aid as well. Being a co-op school, RIT may be very affordable for you in the long run.</p>
<p>If you’re a first gen or minority student, also look into the full tuition Daniel Acker scholarship at UB. It comes with other nice perks.</p>
<p>But first, check the qualifications for the Auto 0 and Simplified Needs here:
<a href=“http://www.ifap.ed.gov/efcformulaguide/attachments/111408EFCFormulaGuide0910.pdf[/url]”>http://www.ifap.ed.gov/efcformulaguide/attachments/111408EFCFormulaGuide0910.pdf</a></p>
<p>Good luck!</p>