This will be my second year at NCC. Currently, I have a 3.62 GPA. I am expecting this to increase to about a 3.7/3.8 by the time of applications. So far, all my grades are A’s and B’s. I will graduate with 66 credits and an AS in Liberal Arts this May. I hope to transfer into an Economics program Fall '16 semester. My top choices are Binghamton, Cortland, New Paltz, and Stonybrook. SUNYs appeal to me due to the ease of transferring and low cost. If there are any private colleges in NY that I should look into please let me know, being that they are reasonably priced or offer generous merit/need based aid. My EFC is 0 and loans are a last resort for me. I have little ECs, which I will improve this year with a Phi Theta Kappa membership and probably another club along with part-time work at a local gym. What are my chances?